For most homes I build, I prefer to handle all construction financing through my private funding sources. This makes it easier on you, as it keeps the process simple and is one less thing for you to learn or worry about. For me, it's easier because I have routines and systems in place that rely heavily upon on the timing of funding in order to make purchases and pay bills timely.
There are instances, usually in the case of a larger and/or considerably more expensive home, when it may be advantageous for a client to secure his or her own construction financing, especially if a lot or land purchase is involved. | jC